Incorporated in December 2018, Arthan Finance Private Limited endeavours to transform small businesses with an objective to provide growth capital to self-employed entrepreneurs, MSMEs in India with innovative products and services blended with local expertise while ensuring seamless and personalised delivery in a highly technology enabled environment. These products will deliver convenient and affordable access to credit to self-employed entrepreneurs and micro enterprises who are by and large excluded from the formal financial sector either directly or indirectly.
Mr. Sunil Gulati has over 35 years of global experience in banking across relationship management, corporate finance, investment banking, risk management and corporate strategy.
Since 2001, he has been a key member of the management teams at RBL Bank Ltd, Yes Bank and ING Barings/ ING Vysya Bank at the stage of their rapid growth & transformation and establishment as mainstream players in the Indian Banking industry.Sunil headed the GE Commercial Finance business for a short period from 2004 to 2006.
Sunil’s formative years in banking were spent with Bank of America in India and Hong Kong across relationship management, corporate development and investment banking.
Mr. Gulati is a Senior Advisor to growing financial services players such as Ambit Finvest, Adani Capital, Intellegrow, MoneyTap and a seed fund, WEH Ventures. He is the non-executive Chairman of Merisis Advisors, a boutique investment bank and is an Independent Director on several Boards including Fincare Small Finance Bank; PNB MetLife Insurance India; Ambit Finvest ; Thirumeni Finance (branded as Varthana), a NBFC that finances affordable private schools; Visage Capital (branded as Kinara), a NBFC financing MSMEs; and Samunnati, a NBFC focused on the agri value chain. He is a member of the Fintech Advisory Board of SP Jain School of Management and a visiting faculty at select management schools.
Mr.Gulati holds a B.Tech from the Indian Institute of Technology, Delhi (1982) in Electrical Engg/Computer Science and is a Gold Medalist from the Indian Institute of Management, Ahmedabad (1984).
Managing Director & CEO
Pravash is a seasoned retail banker with 14+ years of rich experience in various fields of banking, specifically to address the requirements of self-employed segment like microfinance, micro-enterprise finance and agricultural finance.
He has been successful in setting up various businesses in inclusive finance segment in different banks and NBFCs and took them to scale.
He was also instrumental in developing different systems for salesforce management, customer onboarding, loan management, review/ renewal/ monitoring & collection of loans and automation of various other processes for bringing in efficiency. Prior to starting arthan Pravash has worked previously in Yes Bank, RBL Bank, Axis Bank and IFMR Trust.
He holds a Post Graduate Programme in Rural Management from XIMB and a Master degree in Agriculture Extension from Orissa University of Agriculture and Technology, Bhubaneswar.
Founder & Director
Kunal is a seasoned professional with 12+ years of experience in in Banking and Financing Services sector, primarily focused on inclusive finance segment.
He has been instrumental in building wholesale businesses across asset classes like microfinance, MSME, affordable housing, school finance, gold loans across the country with extensive field coverage.
He has conducted due diligence of over 100+ NBFCs in impact space and originated portfolio of Rs.10,000+ Cr across various asset classes with minimal credit losses. In addition Kunal has extensive experience in portfolio acquisitions, evaluating strategic equity investments in his previous organisation.
His responsibility also included P&L Management, Building liability business at RBL Bank. He has also been one of the leaders in driving digital transactions in the MFI sector. Prior to RBL Bank Kunal has worked with Dhanlaxmi Bank Ltd and Reliance Capital Ltd to set up its Gold Loans, Business loans and Microfinance businesses. He holds a Master in Business Administration (MBA) in Finance and International Business from Institute of Finance and International Management (IFIM) Bangalore.